Wondering if it’s time to buy or keep renting in 2025? These 5 strategic questions will help you make the right move.
Still renting? You’re not alone — and you’re not wrong.
But here’s a fact: more than 50% of buyers who closed in 2024 had spent over 3 years renting, unsure if ownership was “worth it.”
If you’re asking the question, “Should I buy now or wait?” — you’re already ahead. And we’ll help you answer it.
1. Do You Plan to Stay in the Area for 3+ Years?
Buying a home makes more sense when you’re putting down roots. If you’re unsure about your job, family plans or location, renting may be smarter in the short term.
But if you’re feeling settled (or want to be), homeownership can offer both stability and a strong financial foundation.
2. Is Your Monthly Rent Closer to a Mortgage Than You Think?
Run the numbers: compare your monthly rent to a typical mortgage (including taxes, insurance, and HOA) in your area.
In many cases, buyers are surprised to find that homeownership is within reach — and sometimes even cheaper than renting. Rising rents have shifted the math in 2025.
3. Do You Crave More Stability and Control?
Renting comes with restrictions — no renovations, pet limits, lease hikes, and limited freedom.
Owning your home means painting your walls, starting a garden, adopting that dog, or simply knowing you can stay as long as you like.
4. Are You Financially Ready?
Buying a home does require upfront costs: down payment, inspections, closing costs. But don’t assume you need tens of thousands saved.
Many first-time buyers qualify for grants, down payment assistance and special financing options that make ownership possible sooner than you think.
5. Would Building Equity Fit Your Long-Term Goals?
Renting means every check helps build your landlord’s wealth. Buying means every payment helps build yours.
If long-term financial stability is important to you, homeownership is more than a lifestyle upgrade — it’s a strategic move.
The TKG Perspective
At The Kauffman Group, we don’t push buyers into homes. We help people find clarity.
We’ve guided hundreds of clients from “just looking” to homeowners with confidence. And sometimes, the best move is to wait.
Want to talk through your options with zero pressure?
Schedule a free strategy session with a TKG advisor.
Buying a home isn’t just about math. It’s about timing, vision and personal readiness.
If you’ve been wondering, “Should I stop renting?” — let these questions guide your next step.
We’re here when you’re ready.Reach out to The Kauffman Group for honest guidance, real numbers and no-pressure conversations. Let’s help you move forward with confidence.
