Mortgage & Financing

Charleston & Columbia Real Estate Update: Fed Cuts Rates, Market Momentum Could Follow

The Federal Reserve has officially made its move—cutting interest rates for the first time this year. While national headlines focus on broader economic trends, this shift has direct implications for buyers and sellers right here in Charleston and Columbia. Lower borrowing costs could be the spark that reignites activity across both markets. What Just Happened: The Fed lowered rates by 0.25...

Fed Rate Cuts: A Game-Changer for Charleston Homebuyers?

September 15, 2025 | By The Kauffman Group The Charleston real estate market is buzzing with anticipation as the Federal Reserve signals its first interest rate cut of 2025. For homebuyers who have been patiently waiting on the sidelines, this news brings a wave of optimism and a renewed sense of opportunity. But what does a Fed rate cut really mean for you? And how can you leverage this moment to your...

Charleston Real Estate Update | September 2025

How the Charleston Market Looks Right Now Charleston’s housing market remains dynamic heading into September 2025. The average home value sits at $584,661, up about 0.6% year-over-year, with homes going pending in around 33 days Zillow. In July, the median sale price was $585,000, though that’s 10% lower than July of 2024, reflecting a slight cooldown Redfin. Meanwhile, homes now spend around 66...

Columbia Real Estate Update | September 2025

Where the Columbia Market Stands Now Columbia’s real estate market continues to reflect a healthy balance between demand and availability as we enter September 2025. The average home value stands at $227,418, marking a 1.2% rise year-over-year. Homes are going under contract in just 17 days on average, and the median days on market across the region is around 44 days. The median sale-to-list...

Is It Smart to Sell with a 3% Mortgage? What Charleston and Columbia Homeowners Need to Know

If you locked in a mortgage rate around 3%, you’re in a great spot—at least on paper. Understandably, many homeowners in Charleston and Columbia are hesitant to let go of such a low interest rate. But the real question is: Does holding on to that rate make sense for your life today? At The Kauffman Group, we’re helping clients across the Lowcountry and Midlands take a step back and look at the...

How Your Tax Return Can Help You Buy a Home

Tax season isn’t always something to get excited about—but if you’re dreaming of homeownership, your tax return might just be the boost you need to get there. Whether you're a first-time homebuyer or planning your next move, that annual refund can play a key role in preparing for one of the biggest financial decisions of your life. Let’s explore how your tax return can help you make your...

Understanding Mortgage Rates: A Beginner’s Guide

Understanding Mortgage Rates: A Beginner’s Guide Your Trusted Partner in Charleston Real Estate for Over a Decade – TKG Real Estate Team Buying a home is one of the most exciting milestones in life, but it can also feel overwhelming, especially when it comes to understanding mortgage rates. At TKG Real Estate Team, we’ve been helping buyers navigate the Charleston real estate market for over a...

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