At The Kauffman Group, we’re proud to partner with SC Housing and our trusted lenders to bring you the 2025 Palmetto Heroes Program. This incredible initiative is designed to help teachers, first responders, healthcare professionals, and military service members achieve their dream of homeownership in Charleston and beyond.
If you’ve been waiting to buy a home because of high interest rates or a lack of funds for a down payment, your wait may be over. The Palmetto Heroes Program offers reduced interest rates and $10,000 in forgivable down payment assistance to make homeownership more affordable for South Carolina’s everyday heroes.
What is the Palmetto Heroes Program?
The Palmetto Heroes Program is a special initiative by SC Housing to honor and support the hardworking individuals who serve our communities. Whether you’re an educator, law enforcement officer, firefighter, EMT, paramedic, correctional officer, active-duty military member, veteran, or licensed medical professional, this program is for you.
As a proud partner of this program, The Kauffman Group is here to help you navigate the process and take full advantage of its benefits.
Who Qualifies?
To be eligible for the Palmetto Heroes Program, you must be employed in one of the following professions:
- Educators: Classroom teachers, librarians, guidance counselors, school psychologists, and more.
- First Responders: Police officers, firefighters, EMTs, paramedics, and correctional officers.
- Healthcare Professionals: Licensed nurses, therapists, dental hygienists, and other medical professionals.
- Military Personnel: Active-duty service members, reservists, and veterans.
You’ll also need to meet SC Housing’s First-Time Homebuyer requirements and have a fully executed sales contract before locking in your interest rate.
What Are the Benefits?
- $10,000 Down Payment Assistance: This forgivable, zero-interest second mortgage can be used for your down payment, closing costs, and prepaid items. It’s a game-changer for many buyers!
- Reduced Interest Rates: Enjoy lower interest rates on your first mortgage, making your monthly payments more affordable.
- Forgivable Loan: The down payment assistance is forgiven over 15 years, as long as the home remains your primary residence.
How The Kauffman Group Can Help
As your trusted real estate team in Charleston, we’re here to guide you every step of the way. Here’s how we can help:
- Connect You with Our Lender Partner: Our trusted lender is an expert in the Palmetto Heroes Program and will walk you through the application process.
- Find Your Dream Home: We’ll help you find a home that fits your budget and meets program requirements.
- Simplify the Process: From paperwork to closing, we’ll make the homebuying process as smooth as possible.
Act Now – Funding is Limited!
The Palmetto Heroes Program is a limited-time opportunity, and funds are available on a first-come, first-served basis. Don’t miss your chance to own a home with the help of this incredible program.
Ready to get started? Contact The Kauffman Group today to learn more about the Palmetto Heroes Program and how we can help you achieve your homeownership goals.
For more information, visit the SC Housing website or give us a call. Let’s make your dream of homeownership a reality!
